It is difficult to imagine modern employees working without the Internet. For many, it has become a useful and convenient tool for accomplishing important tasks and reaching production goals. With the Internet today, it is possible to conduct financial transactions, communicate and solve business issues, and much more. Unfortunately, cybercriminals can use these Internet opportunities for criminal purposes.
The following are the kinds of cyber fraud and the ways to recognize and fight them.
Phishing
The most common type of cyber fraud in recent times is phishing, which is essentially a kidnapping of a user’s data. This stealing of confidential information (passwords, personal information, and much more) gets carried out through various viruses and malicious programs. That’s why you should not open attachments in emails from unknown recipients or go to unfamiliar sites. Also, secret information should not become disclosed to strangers disguised as bank employees or law enforcement agencies trying to obtain the confidential information they need.
Today phishing is considered one of the most common types of fraud. In this case, the primary purpose of scammers is to get your bank card data. To do this, they send emails, apparently on behalf of the bank. This scheme does not mean that money will disappear instantly from the card, but the attackers will have all your data, which they can use in the future.
To protect against phishing, owners should use the same methods to inform users that they have come to a suspicious site that may belong to scammers.
Fake online stores
It all starts with a group of scammers. It places a copy of a well-known online store or a commercial offline network that has already gained a positive reputation among consumers. Next, scammers distribute information on the system with links to the store, after which users go to the appropriate site. Of course, as a result, customers of such a store do not receive any goods. Real organizations, whose reputation in this case suffer, have to spend a lot of time and money restoring consumer confidence. For recognizing this fraud, one should never open the website of a well-known store that is not official.
Internet begging
Different requests to help someone on the Internet are no longer surprising. Of course, it is not uncommon when help is needed. They will probably ask you to fill a form that requires your account details. The data can be fake, or the cheats might have changed the bank details already in the very form of the request for help. One should never provide their bank details unless they double-check the document that needs your account information.
Content blocking
This method is considered primitive, but unfortunately, it works. In the course of this method, a strict design gets selected for the “blocking” of the blocking notification. Targeting and localization are made directly by the user’s IP with the posted text. A lock gets made because the user used the prohibited content. The document indicates an excerpt from the relevant law and data to pay for the “unlock” of the system.
In order not to “pick up” malicious software of this kind, you should never click on links to websites of banks or other financial organizations. It is necessary to enter the address manually. Otherwise, there is a risk that you can get on a fake page that looks exactly like the original.
Trojan Encoder
The Trojan Encoder program is considered one of the most malicious ways. Such an application gets to the computer of gullible users from sites with built-in malicious code. After that, it encrypts all files on the computer and then harms the system. It can also damage the bookkeeping data on your system.
For protection, always monitor the account and connect to it SMS-banking. Do not leave personal information about yourself and your card on Internet sites, regularly update anti-virus protection, especially with the function of secure payments.
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