Why and How to Choose a Music Producer?

In the music industry, the music producer has an important role in the success of an artist or a group.

Of course, the world of music is full of obstacles and pitfalls that a professional of this type will be able to help you overcome.

In this article, we will talk about the nature of this trade, the need for a good producer, and the essential criteria to choose one. Check out America's Best Bookkeepers

What is a music producer?

The music producer is not limited to one task.

This music professional helps you define your music, makes your titles cleaner, improves your lyrics, and advises you on your career.

Typically, he intervenes during the production of an album at different levels: preproduction, arrangements, voice, mix, mastering, etc.

Why do you need a producer?

More concretely, the advantages of hiring a music producer are numerous:

  • The producer is objective: it is crucial for an artist not to be biased when making decisions. It is hard to remain impartial when talking about your own music. Having a producer at your side can help you understand how your audience will understand your music and its commercial potential in your genre.
  • The producer is a guide: he knows the industry and can guide you in many areas. In short, it is more or less a mentor who will help you to go through the steps one by one by bringing a balance to your project. In addition to this, you can grow your network using this connection to bring influential or relevant people to your project.
  • The producer is creative: he will bring you ideas that you would not have had without him, and that will push your project even further. The producer helps artists define a sound in harmony with their universe and the message they want to share. Check out America's Best Bookkeepers
  • The producer produces: you have to concentrate on your music. Performing a recording is a complicated task with many internal and external factors to consider. The music producer will take care of this during the production of your album (production, calendar, team, contacts, budget, etc.) to give you maximum artistic freedom.

How to choose a producer for your musical project?

What is your objective?

First of all, before looking for a music producer, you need to know exactly what you want, both professionally and musically.

Making a list of the musical references (artists, albums, producers, titles) you have for your project will greatly help the producer understand the type of music you want and the market you are targeting.

Are you ready for your works to be in the hands of another?

It must be made clear that you will inevitably lose control of your titles if you hire a music producer.

A producer is a music industry professional who knows in principle what he does and who deserves your trust.

I’m not saying that you have to give him full responsibility for your album. We must rather define together the objectives and limits and then let him do his work freely.

Does he know your sound?

If the producer is not familiar with your existing sound identity, there is a risk that the result, once mastered, will primarily reflect the producer’s sound identity.

But this is your album and not his!

So you have to be sure that your music will be respected by the professional and that it is so recognized and influential in your musical style.

We will avoid producers who do not identify your sound identity and want to give you a different direction.

(Tip: If you’re doing gypsy jazz, do not see a hip-hop producer.) Check out America's Best Bookkeepers

To do this, discuss your music and try to find out more about what the producer is listening to and has already produced. It is imperative that this person understands your musical vision.

Do you hear well together?

A crucial point too often neglected. Do not sacrifice this for the sake of reputation because the agreement is a major criterion for the success of your registration.

Before you embark on this adventure, be sure that you can interact without difficulty together. Meet upstream and see if you are compatible both musically and humanly.

You need to be able to give him all your confidence and be able to communicate with him at any time. It’s this comfort that will make the difference on your next album.

What is your budget?

There are all kinds of producers. More or less famous, more or less expert in your style, and more or less expensive.

So ask yourself the right questions:

  • Is reputation a priority for you? If you want to work with Rick Rubin, Jay-Z, or Quincy Jones, it’s going to be very, very expensive.
  • Are you ready to pay this price?
  • What is your budget dedicated to production?

The ideal would be to have the financial resources adapted to the scope and ambition of your registration.

When we start, it is obvious that we will favor friendly contact and skills rather than a big name. And it’s not worse.

Conclusion

You now know why and how to find a good music producer for your project.

In the end, there is nothing better than having an impartial, professional, and motivating opinion to advance in your career, so consider this option for your next registration.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

4 Reasons You Should Ditch Your Traditional Bank for Online Banking

When most people think of banking transactions, they think of waiting behind other vehicles for their turn to place their deposit into a tube and having it transported to the drive-thru bank teller. Or they imagine standing in long lines waiting for their turn. Traditional banking may always exist. As automation and modernization have progressed, starting with ATMs three decades ago and moving to online banking opportunities offered by main banks in the early 2000s, banking’s face has changed. You can routinely deposit your paychecks and use payment platforms to obtain funds to be transferred into your bank without ever having to step foot into your bank or sit waiting for your turn at the pneumatic tube.

Online banks contradict the commonalities of traditional brick and mortar banking institutions. These banks are completely contained online and are taking the banking industry over. Here are four reasons you should consider ditching your traditional bank for online banking. Check out America's Best Bookkeepers

Convenience

The best thing about online banking is accessibility and convenience. While both conventional brick and mortar banks and online banks both offer similar conveniences when it comes to online banking, there are some differences.

The ability to do banking anytime online instead of during bank hours, electronic deposits of checks, and ease of transfers are a few of the services both offer.

Lower Fees

Because online banks do not have the high overhead of traditional brick and mortar banks, they can minimize fees. Traditional banks have building maintenance and staff, while online banks have less of these costs.

Most online banks have no minimum balance fees, and their overdraft fees are usually substantially lower than traditional banks charge. Also, many online banks offer free ATM withdrawals and refund fees charged by the ATM company.

Online banks are enticing new customers with lower to no fees than traditional banks who rely on fees as part of their profits. Check out America's Best Bookkeepers

Higher Interest Returns

While every bank offers savings accounts that gain interest, online banks can offer higher rates because they can offer lower to no fees, low overhead.

While savings accounts are never going to be a get-rich-quick option no matter the banking institution, the differences in the traditional bank interest rate and the online bank interest rate will add up to a large difference in the long term.

Traditional banks normally offer 0.01% annual percentage yield, while online banks offer between 0.05 and 1.5% annual percentage yields. This adds up to more significant savings, and if you are looking for a no-risk way to grow your savings, online banks will give you the most bang for your buck.

Technology

Technology will again not be restricted to online banks. However, the fact is that an online bank is 100% based on technology and will be on the cutting-edge of innovation when it comes to banking. Their only focus is online and mobile device interaction with banking.

This innovation means that online banking clients will continue to get the best services possible with a lot more control over their accounts. Check out America's Best Bookkeepers

The Drawbacks

There are two drawbacks to having an online bank account. There is no ability to deposit cash, and online banks do not have other services exclusive to the traditional brick and mortar bank.

These services include safe deposit boxes, notary services, and other services that require in-person interaction. Also, online banks often do not offer brokerage accounts, CDs, and insurance products most traditional banks offer though some do.

These drawbacks can be overcome in a few ways. You can still keep a checking account free to use for cash deposits at a traditional bank or open a safe deposit box only if you need one.

There are other organizations to get the other services you may need, or you can search to find an online bank that has the services you need since some do offer brokerage accounts and insurance products.

Conclusion

Online banking has some distinct advantages for savings on fees and higher interest savings accounts. These reasons speak strongly about choosing online banking for your primary banking needs.

Though there are drawbacks, those can be overcome though you may prefer to continue to use your traditional brick and mortar bank.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

The Benefits of Having an Online Presence

Even though businesses are encouraged to store their files electronically, some businesses still prefer archiving individual vital paper records. Many businesses retain paper-based files because they prefer it and because sometimes it is a legal requirement. Some files require being kept as a hard copy for a certain amount of time. These types of files include patient records, accident reports, and health records.

However, it can be challenging to store a large number of files onsite. It can significantly decrease office space, and your business may not have sufficient security actions to ensure the trusted materials are protected and kept safe. Offsite storage services deliver a more secure storage facility for relevant records and files. Here five reasons you to store your business files offsite. Check out America's Best Bookkeepers

Space

Even if you have a special warehouse or filing cabinets, storing files onsite can use up a large quantity of space. Utilizing a secure documentation facility can save you a lot of space in your office properties, ensuring the work environment is less cluttered. 

Security

It can be a significant risk to store your business’s files and records onsite. It makes them vulnerable to being stolen, lost, or damaged.  There is a chance of confidential financial info falling into dishonest hands if stored onsite.

When it comes to finances, protection is just as vital as privacy. Therefore, it is good to use offsite accounting to make sure your data is safe. The payroll is not only on schedule but also entirely confidential.

Specialized storage services can ensure that your vital records and sensitive files protect against incidental and natural disasters. The most up-to-date security and technology protect and offsite storage, commonly with 24/7 CCTV cameras observing everything, an entry that requires a biometric fingerprint, and a building surrounded by a safe border fence. Check out America's Best Bookkeepers

Cost

Storing files onsite comes with a concealed cost. Though you will not have to pay a bill every month, it is simple to deceive yourself into thinking that storing your file onsite does not cost you anything. However, you will be obliged to pay rent for space to store the files in your office. You will pay staff to search for the files when you need them. Having needless, old files around means they will spend more time searching for pertinent information. 

You will also have to pay for equipment used for the storage of the files. They can break sometimes, and you will face additional costs when the time comes to replace them. Moreover, unless you have a way of establishing and destroying files that you do not need anymore, the accumulation of needless files will also increase your costs.

Storing files offsite is simpler. You will receive a fixed monthly invoice every month for the business’s files stored offsite. When you need a file, you can request it using an online system and receive it within a few hours. You can also examine every cost associated with the offsite storage and adjust the services accordingly.   Check out America's Best Bookkeepers

Improved Employee Efficiency and Workflow

It can take a lot of time to file, sort, and locate files, which wastes your business’s time and money. You will be required to employ additional staff to search through the records and files. Storing your files offsite will benefit your business as your staff can focus on their actual job rather than spending their time looking through and filing papers.

The majority of the offsite storage services scan and send the files you require digitally within a few hours; this can save your employees a significant amount of time. Moreover, sharing your files online is more convenient and straightforward and ultimately improves the workflow.

Archive Management

It can be a hassle to search for your files, but identifying and managing the files you have can also be frustrating. The majority of offsite storage services offer an online archive management system that enables customers who opt for archive storing to manage their files’ lifecycle.

They can request a physical file, arrange deliveries and collections to archive additional files, and get the materials they do not need any more destroyed. This connection means that you will always be the one in control of your files.

 

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

Management Accounting Traditional and Modern

Many cloud computing users believe that different companies have different needs for cloud computing. Customized cloud infrastructures and services are the only way to make the most of their cloud investments.

Gartner predicted that in the next two years, half of the cloud companies would implement hybrid implementations. Cloud technologies are infiltrating organizations at all levels. It also means that cloud computing is nothing in black and white. Companies are implementing various cloud solutions to meet their business needs best, organizational infrastructure, and ensuring safe bookkeeping of their organizations. Check out America's Best Bookkeepers

According to Steiner, “There’s no magic solution that delivers the best cloud computing outcomes for your business: every organization needs to determine which data and departments can maximize the benefits of cloud solutions and have a positive impact on profits,”

Steiner further explained that while the customization and optimization of cloud deployment require several reasons, security issues are among the most critical factors. He also noted that different countries have different security rules. Companies that work in different geographical areas must recognize and respect all these rules.

There is no magic solution that delivers the best cloud computing results for your business. Each organization must determine which data and departments can take full advantage of the cloud solution and positively impact profitability. As companies create the cloud infrastructure and solutions that are best suited to them, a user must believe in the trend toward more significant growth in cloud computing is personalization. Check out America's Best Bookkeepers

One of the main reasons for creating the cloud is the different safety rules for companies operating in many international markets. Companies worldwide monitor the cloud market and include more customized cloud networks to establish a security and supervisory environment.

For highly regulated industries, such as financial services, government, or administrative services, solutions often configured according to national and industry compliance standards, such as portability and liability in the Health Insurance Act (HIPAA), Frame Safe Harbor or Sarbanes-Oxley. (SOX).

Customized Clouds

Customized clouds also provide companies with complete control over their data, rather than giving third-party energy providers and potential access. With the growing concern about the impact of the cyber-car, companies are reluctant to provide commercial materials reserved for external parties. By offering data not saved to the public cloud, companies can create a hybrid cloud that best fits their data security.

Mobile Clouds

The mobile domain is the third aspect that is in cloud computing. With mobile-based cloud computing among the higher number of users, including employees, the more significant security risks are due to the greater access to the data. Check out America's Best Bookkeepers

However, cloud computing integrates mobile-based cloud computing as simple and easily manageable. Every person can interact and operate with mobile clouds. The individuals’ productivity and performance get enhanced using mobile domains incorporated into cloud networks.

It is evident from the case of many famous cloud computing companies, such as Google and Microsoft. These companies have implemented innovative features and free storage on their cloud networking platforms. This implementation keeps its customers independent and safe, rather than providing the ability to configure the cloud infrastructure with multiple users and service providers.

This trend in user cloud computing continues to grow. Vendors that do not offer customized options for customers will begin to see revenue decline. By moving to cloud computing, an organization can benefit from the latest IT resources and redundant servers without worrying about a large amount of initial investment or technical knowledge.

Because all data is stored in the cloud, it is much easier to back up and restore than store it on a physical device with all customized options.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

How to Establish the Prices of your Product and Service

Establishing the value of merchandise is complex and can cause headaches for entrepreneurs.  With that in mind, here are ways you can learn how to price your products and services. Keep reading!

What is the price of a product or service?

Knowing how much you should charge for your work is the result of a broad analysis of essential factors, including:

  • Cost: gather all the essential components needed to manufacture the products, including taxation, marketing strategies, and distribution. 
  • Competition: the prices of your competition will help you understand the dynamics of the market.  Despite the freedom to set values, market competition will force a balance between prices.
  • Consumer: the economic scenario will also have a great influence on price setting. Even if your products or services are better than the competition, the consumer is not always willing to pay the price requested. For this reason, study the target audience, their consumption habits, and their purchasing power.
  • Added value: all merchandise gains support when it meets the needs of customers. It is adding value when the company manages to captivate its audience and retain it. This relationship of trust also influences the final price. Check out America's Best Bookkeepers

How to establish the sale price of a product?

The price policy varies according to the type of company and involves subjective conditions. However, some actions are useful for any model. These are:

Identify your costs and expenses

The first point you must evaluate when determining the value of your products or services is the amount paid up to the point of delivery to the consumer; such factors will directly influence the amount charged.

Expenses include general expenses and can be difficult to individualize. They are the necessary expenses for the full operation of the company, employee compensation, marketing strategies, and office materials.  In short, items that do not directly contribute to the final business activity.  However, they cannot be forgotten.  Already the costs comprise more specific and divisible aspects, such as supplies, equipment maintenance, water, electric power, travel of employees, cleaning materials, and everything related to manufacturing.

The costs and expenses can also be classified as either Fixed, which are not modified depending on the volume produced or sold, or Variables. The consumption is modified according to the quantity of the items.

The entrepreneur should keep in mind that a large volume of sales or an extensive list of customers is not synonymous with profit. There is a possibility that your products are being acquired because their price is lower than that of the competition; this can be very dangerous for your venture’s financial health. Check out America's Best Bookkeepers

Analyze the market

Market conditions can never be neglected or put at the end of the list of priorities. Therefore, before setting your price, you must observe the price that your opponents are implementing because that also serves as a parameter for your final pricing decision.

It is common for entrepreneurs to reach more competitive amounts in certain campaigns, much lower than the market.  However, charging less than the competition cannot be a constant focus where it inhibits making a profit. That is why a detailed analysis is so important.

Fix the profit margin

The profit margin is what brings true meaning to the existence of any company. What is the logic of charging only enough to cover expenses? If your billing allows only what is necessary for the company’s survival, it is time to reassess your business plan.  Profit is the difference between the turnover obtained by sales of a product or service and the costs to execute the work.  However, deliberating on the profit margin is not simple; maintaining balance is manifested as the most appropriate decision. What is the use of wanting to earn a lot and charging more than the competition if your products are stuck in shipping? What is the use of reducing prices to increase if it ruins the business’s financial stability?

How to know if the value paid for my services is fair?

Establishing the prices of services can be measured by objective elements, such as expenses to make work feasible: taxes, electricity, water, salaries, materials and equipment, displacement, internet, telephone, etc.

Added to these factors are the subjective aspects, which must also be considered in the final value.

In this context, the difficulty of the demand is inserted and an estimate of the time necessary to complete the task, as well as the differential in the quality of the workforce. Check out America's Best Bookkeepers  The last step is to estimate the percentage of the desired profit.

The collection for services is done in 3 different ways:

  • Per fee: monthly remuneration for the total of the services or amount of hours worked.
  • For work: an anticipated estimate of each service based on its duration.
  • Closed package: the price for performance of the activity is measured based on the number of hours and previously paid. In case it is not enough to conclude, the surplus will be charged separately.

What are the benefits of setting prices effectively?

Reduces business risks

As mentioned, a high volume of transactions does not ensure financial stability, much less the organization’s success. Selling more implies the increase of resources coming out of the box.

When we do not establish prices correctly, the risks for the venture to fail or suffer from market alterations are high. The business world is cruel to those who are not prepared, and knowing how to stipulate a correct price is important to stay on top.

Increase competitiveness

Regardless of your industry, competitiveness is another reason to manage the prices of your products well. The idea is to extract the maximum potential from the resources; that is, to produce more using the minimum.

By decreasing the cost of clothing, it becomes possible to campaign with good offers for consumers, stimulating the market dispute without putting the company’s financial health at risk.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

Is it Possible to Start Without Money?

You may ask yourself: “Is it conceivable to begin a business with no money?”Let me start with this. Beginning a business with no cash is conceivable. You have a thought for a business; you don’t have any cash to begin it. Start your organization today for $0 with Incfile.com. The absence of capital is a typical reason for neglecting to begin a business. If you have the drive to begin a business, combined with a good thought and an extraordinary drive to succeed, you can begin a business with no cash.

Starting a new business is, without a doubt, the most difficult part of the undertaking. Having the courage to bet on your own company requires, in the first place, a lot of determination. One of the main reasons for insecurity when opening a business is to do it without money or with little investment. Check out America's Best Bookkeepers

According to a National Small Business Association study, 31% of small businesses did not obtain access to adequate capital in December 2014. The same study revealed that 76% of small businesses have debts.

Similarly, the New York Fed research, also published in 2014, showed that only 39% of the small businesses seeking loans were accepted.

The scarcity of resources, however, can be a good reason for creativity. When we need to find differential alternatives, we demand more of ourselves and look for formulas that, perhaps, would not be imagined if the investment were higher.

How to start a business without money

According to a study by the Brazilian Service of Support for Micro and Small Enterprises (BSSMS) published in 2014, 39% of entrepreneurs opened their business without knowing how much money they needed for working capital. Also, the study showed that 82% of the companies that closed in less than five years had planned of, maximum, six months.

Investing all the economic resources or getting into debt and not getting success is the greatest fear when opening the doors of a company of your own. However, good planning can contribute to business success, even if there is not enough money. Learn our tips: Check out America's Best Bookkeepers

Have an Action Plan

The Action Plan will make it possible to see all the alternatives necessary to achieve the desired objective. When we decide to open a business without money, the organization is even more important. Define, with care, what the most needed investment is and what can be worked with differentiated alternatives.

Sell ​​your idea

If you need an investment to start your business, sell your idea, available investors. When establishing a company, it makes clear from the beginning what the participation of the partners will look like, both in the benefit and in the routine within the company.

Use the Internet

With online access, you can reach many places without major investments. Create a page on Facebook or a blog to present your business to the virtual world. It will be an optimal way of relating to your consumer, as well as facilitating market research.

Also, online you can hire saving services agencies, make teleconferences, avoid locomotion expenses, and send and receive documents without printing. Check out America's Best Bookkeepers

Hire commissioners

Create strategic partnerships if you do not have enough money to offer a salary to an employee. It would help if you also sell your idea to possible commissioners, encouraging them to bet and grow together with the company.

Barter

Another way to obtain credit or services is to offer the possibility of a swap. That is, offer your service or product in payment of another. Despite not generating a liquid profit, it is a possibility to start a business without money.

Prepare for a total commitment

When the individual decides to leave behind the life of an employee and is committed to his idea, it is essential to keep in mind that everything will depend on him. It is necessary to focus totally so that the business arises in the best way, especially those who undertake without money or with little.

The entrepreneur must know that he will have to occupy several positions within the company. Although it is a delicate period, it is clear that the possibility of a good idea being successful is great with determination.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

7 Tips to Help You Save on Your Electricity Bill

The world we live in today is run-on electrical appliances, and there is no way a person can eliminate them from their lives. However, that does not mean you have to pay a large number of bills every month.

Reading an electricity bill is not only confusing but also sometimes disheartening. Often, you sit there with your fingers crossed that your bill is lesser than what you paid last month. Unfortunately, it does not always work in your favor, and that puts you in a bind. Here seven smart tips to help you save on your electricity bill. vCheck out America's Best Bookkeepers

Replace your light bulbs

One of the most important sources of electricity we use is light bulbs. Normally, people use incandescent bulbs in their homes. But did you know that you can save around 70% using LED bulbs compared to incandescent light bulbs? So, your first step should be replacing all incandescent lights with LEDs.

Use power strips to turn off electronic devices completely

You might not know this, but often, electrical devices, including printer, television, or your Wi-Fi, do not shut down completely. These devices have a red point that indicates “standby.” This status means that even if they are not being used, they do not stop consuming electricity. These standby devices can account for almost 10% off of your total electricity bill. So, make sure to strip off the electronic devices to reduce a significant amount on your bill. Check out America's Best Bookkeepers

Adjust your thermostat

Adjusting your thermostat according to the weather is one of the best ways to reduce your electricity bill costs. During the summers, keep the temperature adjusted between 20 to 18 degrees. Wear lighter clothes to let off steam. During winters, try setting the heat at 68 or 70. Wear warm clothes and a coat, keep your slippers on. This layering of clothes will help you in regulating your body temperature.

Turn off unnecessary lights and fans

Out of habit, we often tend to forget to turn off the lights and other electrical appliances when we step out of our room. Reverse this habit and switch off every electrical appliance when it is not in use. This habit is an additional way that will help you save a lot on your bill.

Use electrical appliances with A+++ Energy certification

Electrical appliances with A +++ certification are costly for sure. But consider them as an investment in your electricity bill. They have the lowest consumption guaranteed, and that helps you save a significant amount on your bill. Check out America's Best Bookkeepers

Wash and dry your clothes efficiently

Instead of washing your clothes with warm or hot water, try setting the washing machine temperature low enough to mix cold water with it. This mixture of warm and cold water will help you in not just saving on your electricity bill; it also makes the freshness of your clothes last longer. Not to forget that the stains go away easily, too. Also, instead of using the machine dryer, let your clothes air-dry.

Use your kitchen appliances efficiently

There are more appliances you use in the kitchen than anywhere else, and that is where you can save the most. Use the microwave only when needed and turn off the heat-dry setting on your dishwasher. Regardless of the appliance, you should not only decrease the appliance usage, but you should also strip the electrical appliance once you are done with it.

Keep an eye out for water heater temperatures

Water heaters, too, run on electricity. Make sure that you keep the temperature down when you are not using hot water. This turning down of the temperature saves hot water and significantly decreases costs on your bill. Heating costs might also be reduced by using a water heater jacket.

These are just a few tips that will come in handy to reduce your electricity bill costs. There are many more that can help you decrease and cut costs off your bill, so you do not have to dread checking the mail every month.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

Benefits of Private Health Insurance, Should You Get It?

We have many health insurance offers around us, and they all seem to be the best: flat rates, free months, discounts for large families – all of them seek to capture our attention.

Medical insurance is designed to obtain long-term health benefits, so it is essential to ensure that the company can provide you with everything you need.

In this article, we will look at some of the advantages offered by private health insurance. Check out America's Best Bookkeepers

What advantages does it offer to change the company?

We can get great discounts and reduce the monthly cost of our health insurance by having one currently hired.

Would we have shortages? Would we lose the antiquity?

First, let’s know what the grace period is. It is about the time that has elapsed since the entry into force of medical insurance and the possibility of using certain contracted healthcare services.

If we have health insurance at present, with coverage similar to those we wish to hire, and we have been in the company for 12 months, we have the alternative of asking us to eliminate the shortcomings. The companies usually require the receipt of the previous month and the duplicate of the health card to certify the seniority and eliminate these periods.

But beware, some deficiencies are not eliminated or even presenting this documentation. It is the case of pregnancies or births, which usually have very high periods of deprivation (about eight months on average). Check out America's Best Bookkeepers

If you are thinking about getting pregnant and have health insurance nowadays, it is better that you do not change your company at the moment. You could lose more than you earn with the change.

What are the pre-existing and ongoing processes?

Surely these concepts have been seen on more than one occasion. It is something that you should know if you suffer from any disease, has operated, or any other aspect that may be of relevance to the company. They tend to assess all these pathologies before accepting the policy contract because they have to check what expenses may be in the long term.

Colloquially so that we all understand it, it is about any illness, accident, or surgical intervention that you have had before hiring the insurance. Many of these pre-existing conditions can cause:

  • We put some exclusion, so the company will not meet that pre-existence and its consequences.
  • We reject the issuance of the policy if they are very serious.
  • That they accept it because they believe that there will be no consequences. Check out America's Best Bookkeepers

In the case of ongoing processes, there is the peculiarity that you are in the middle of a treatment, and you have a surgery scheduled, etc. It can be a problem because probably the new company does not want to cover it, they exclude it, or they do not accept to register in the policy.

Therefore, before unsubscribing, confirm the discharge without exclusions. And, above all, always say it in your health questionnaire so that in the future, you will not have any problem if you accept the policy without exclusions.

Why Should You Buy Health Insurance?

In the situation of a lack of health insurance, you should enroll a single plan as quickly as possible. In the year 2019, you didn’t need to pay a fine if you didn’t have health insurance. But, in 2018, you had to pay a fee when you don’t have health insurance while filing federal taxes. The penalty called the Individual Shared Responsibility Payment (ISRP) is no longer effective.

Even though you won’t need to pay a fee until you meet an accident that needs medical attention, a small broken backbone can let you face financial effects without insurance. You will have to pay a huge amount for all medical treatments and checkups without insurance.

It would be best if you considered Health Insurance Marketplace. Perhaps you are eligible for cost-sharing reductions and income-based premium tax credits as it provides insurance plans to businesses, families, and individuals. Americans can enroll themselves in health insurance with this mandate. It is the best source of getting maximum compliance—this HI marketplace was established under the Act of Affordable Care. The majority of countries provide their own marketplaces, and the federal government offers exchange open to the citizens of other countries.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

4 Human Resource Data Storage Systems and Their Advantages and Drawbacks

One of the highly valuable departments in any business is the human resources department. Because the human resource department is the central area where employee records are kept, the department’s data storage must be well maintained. The records maintained need to be accurate and protected from potential threats since they can be vulnerable to data breaches depending on the system used for data storage.

Below are the essential records kept in human resources: Check out America's Best Bookkeepers

  • Personal information of the employee (name, date of birth, address, and other details)
  • History of their employment, if any (start date, previous job title, promotions, and other details)
  • Terms and Conditions (pay, holiday entitlement, hours of work)
  • Absence details (lateness, maternity, sickness)
  • Accident log (any work-related injury or incident)
  • Training information (external and internal)
  • Disciplinary actions (termination of employment) Check out America's Best Bookkeepers

Where should these vital employee records be stored?

Onsite Human Resource Database

Employee records can be stored with an onsite human resource database specifically designed to store and manage your human resource data. Though it can take time to set up and implement, the benefits of using an onsite database can be worth the work. This system can keep tracking accurate and accessible since it is maintained within the business.

Onsite human resource systems still have drawbacks. These systems can be expensive to obtain and maintain. They can also require staff to maintain the system.

Employee Records Stored Paper-Based

Perhaps the most basic storage for human resource data is to store their employee records in physical files organized in a cabinet. This method of storing employee records is archaic, but it is also the safest employee record storage option as there is no online data breached.

The drawback is that this system can be inefficient and cost time when employee records need to be accessed. This method can also take up a lot of space depending on how large the company is, requiring a lot of space to house all the records. With current technology, most companies do not use this way of storing data. Some companies still use it because they cannot afford an electronic system or are concerned with data leaks or breaches.

Employee Records Stored Electronically

The electronic storage system is different than the specifically designed onsite database storage. It is software designed to store human resource data but generally requires backup paper data and electronic storage. It will take up less space and be user-friendly, but it can also be vulnerable to data breaches or losses if the electronic system is accessed or goes down. Check out America's Best Bookkeepers

The drawback is that some software is difficult to understand how to use and the issues with data loss. It can also be vulnerable to data entry errors and does require a data entry clerk or more than one if the company is larger, so it does not save any time or staff needs to maintain.

Electronic Employee Records Through Cloud Storage

Electronic employee records using the cloud for storage area like the electronic system with a few differences. The information entered in the cloud storage can be accessed from anywhere using logins and passwords. This could be considered both an advantage and a drawback. It is advantageous because the work, including data entry, could be done from home or other offices. It is a drawback because it makes the data vulnerable to data breaches.

Because of the sensitive nature of the information stored by the human resources department, such as employee personal information and social security information, this vulnerability could make it worth space and expense to store data in a paper-based or onsite database not linked to the internet.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

What is Plagiarism? Two Real Scenarios.

Plagiarism reflects misconduct, in which an individual intentionally or unintentionally uses someone else’s content without providing him or her an appropriate acknowledgment. For example, plagiarism within an educational institution often occurs when published content is used without properly citing the source. Likewise, in the field of art or media, plagiarism occurs when someone’s work is used without acknowledging the real creator of content or obtaining their consent to use their work. Check out America's Best Bookkeepers

There are many cases in which a student or researcher plagiarized their content without having any intention of doing so. Investigators sometimes work efficiently and effectively to eliminate factors that may cause plagiarism but are unable to. Students or writers mostly face this scenario when they copy the whole paragraph instead of a few sentences and inappropriately reference their source. They innocently may not have realized that this falls under the blanket of plagiarism. It is essential for students to take appropriate classes in which they are effectively taught to properly reference someone else’s work. However, plagiarism can become a potential barrier for the creative individual to develop unique content since there will always be the threat of plagiarism. Check out America's Best Bookkeepers

Scenario One

Jane Goodall, a British-born researcher, ethologist, anthropologist, and primatologist, was accused of plagiarism in 2013. With the help of freelancer Gail Hudson, Goodall has published Seed of Hope. They were then accused of using 12 various passages without giving credit to the original investigator. Jane Goodall had to postpone the publishing process worldwide since she was accused of using the content of another researcher without giving them credit. It was also found that some content was also taken from Wikipedia. Later, the publisher of Seeds of Hope and Goodall consented to extend the date of publishing so they can correct and eliminate the uncertainties from their book. Goodall has a habit of note-taking and, in the process, made an error by not acknowledging researchers.

Explanation

There are many online portals available that provide an opportunity for investigators to determine if their content is plagiarised. Turnitin is a common and popular software available to help writers check the validity of their content. Writers and investigators of a project have an idea that their investigation has a chance to be plagiarized. Therefore, it is vital for every investigator to proofread their content and provide valid resources and acknowledgments so their content can be free from plagiarism. This process will allow the researcher to produce effective, plagiarism-free work and help them avoid any legal allegation of plagiarism. Check out America's Best Bookkeepers

Scenario Two

In 2017, Ed Sheeran was accused by Thomas and Harrington, stating that Sheeran has used 39 of the same notes in his song, and those similarities were recognizable amongst their audience. Matt Cardle, the winner of the reality show X-Factor, has also filed a complaint against Ed Sheeran and accused him of copying the same notes of his song, which they have made five years back. Ed Sheeran was allegedly put on a lawsuit of nearly $20 million because of his famous song, The Photograph. Renowned musicologist Dr. Joe believes that this case against Ed Sheeran is simple as many similarities can be found in both songs. This was the second case of plagiarism in which Ed Sheeran was accused. Thomas removed this case of plagiarism after settlements were made between both parties.

Explanation

It is vital for the investigator or researcher to give proper and justified acknowledgment to the author or researcher whose context or work is used in their investigation. If any researcher is using someone else content, which includes content, charts, pictures, graphs, and tables, without giving them credit, it is called misconduct or plagiarism. It can have negative, severe consequences, including breach of concealment, which may lead the author into legal issues punishable by law.  

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers