If you are thinking of changing the bank payroll because you are not happy or because you want better conditions, you are lucky. Changing banks is a free and much easier process than you think. However, if you have any doubts or you are not sure, we propose three fundamental reasons to change the bank payroll.



Change the bank payroll to get more profitability

Maybe you didn’t know, but you can put your money to work without any effort if you choose a paid payroll account. These types of accounts are very interesting if you want to get a return on your savings while you have them with complete freedom, when you need them.



Change the payroll to avoid paying commissions

The payment of bank commissions is one of the main concerns of almost everyone. They are the amounts that the bank charges you in exchange for the services it provides. Banks usually charge for a lot of concepts. Commissions are free, so each entity sets them as they see fit.

Not paying commissions is one of the main reasons for changing the bank payroll. That way you won’t have to worry about unexpected expenses and your life will be easier.



Change the bank payroll to have more ATMs

Since 2016, it is no longer networks like 4B, Serviced or Euro6000 that establish the commissions that are paid to use an ATM to withdraw money. Now it is the bank that owns the ATM that charges the entity that issues the card, and the entity that decides whether the commission has an impact on its customers.

This rule has caused an inconvenience to consumers that translates into the drop in the use of ATMs. The walks to the cashier have fallen by 0.36% in the first quarter of 2018 according to the data of the Bank of US, something that had never happened if we do not take into account the years of the crisis.

Many customers are forced to find friendly ATMs that do not charge commissions, with the inconvenience of wasting time. And if they don’t find them, they will have to face the payment of a commission just for disposing of their money.

Luckily, you can change the bank payroll to have more ATMs by choosing one that does not offer you free ATMs throughout the world. An easy and convenient way to dispose of your money freely.

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