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Communication on the Internet is evolving at a monumental speed as technology advances. Five years ago, the smartphone market was still in its infancy. Today, almost all the American population is equipped, and nearly 80% of Internet connections are now via a Smartphone.

What is the consequence for your business communication? Simply that a website is not enough anymore! Your website must now be perfectly adapted to mobile use. Otherwise, you risk losing most of your audience. Therefore, you have two solutions: a mobile version and/or a mobile application. Today, we will explain the interest in developing a mobile application for your business.

Before going into the thick of it, it is important to remember a little web vocabulary, so that no one gets lost on the way! We must, therefore, differentiate four concepts: the website, the mobile version, the responsive version or the mobile application:

The website

Your corporate website is simply a classic site, designed for widescreen navigation, from a computer. The website is still essential today because it allows you to communicate on the internet and share useful information with your customers and prospects.

The responsive site

With the rise of the mobile web, we have seen more and more often appear responsive websites. These are simply websites designed to automatically adapt to the size of the screen on which they are viewed. Highly efficient because they can adapt to any screen size, they remain fairly limited for complex website projects. Creating a responsive website nonetheless remains one of the most popular ways to adapt a site to mobile browsing. This technique is indeed required to replace the mobile version eventually (see next point). The only bad thing is that it is extremely difficult to adapt a non-responsive website to this technique. Better to think about creating a responsive website directly.

Mobile version

The mobile version of a website is simply a copy of your website, designed to fit the screen of a smartphone or tablet. This is often a simpler version, which allows you to view content quickly on a touch screen, from an internet browser. If your website does not have a copy in mobile version or is not responsive, it may simply be illegible on smartphone and therefore lose a large audience. Note: If a mobile version of a site is easier to develop than a responsive site, it is also more restrictive. Indeed, as a copy of your site, the mobile version is separable. In case of an update, you will have to update both versions of the site separately. Similarly, links to the same content on your site or mobile version will be different, which may cause compatibility issues. A mobile version does not take into account the size of the screen on which it is viewed, which does not make it suitable for 100% of smartphones and tablets.   

In contrast to the mobile version, which is accessed from a web browser, the mobile application (or App) is like software that you can install on your smartphone. If your customers install your mobile app, they will be able to access its content directly through a logo, on the menu of their phone.

It is important to remember here that these notions can be quite complementary. Even if internet browsing via smartphone is more and more popular, it is always essential to have a classic website. We will choose if we prefer to create a responsive site or a mobile version for smartphone browsing. Having a mobile version of this same website will not prevent you from launching a mobile application.

The purpose of our article of the day will be simply to show you the interest of a mobile application, and to make you understand its stakes!

The benefits of a mobile app

It should be noted that a mobile application is often more difficult to develop than a mobile version of a website. Nevertheless, this difficulty is justified by the many interests of a mobile App:

You create a link with your audience.

Downloading a web application is already the first commitment. Thus, you are certain that everyone who has downloaded your App is sensitive to your message and your products and services. Being directly present on your audience’s smartphone is already a huge plus!

You simplify access to your content

To access your application, a customer will only have to click on a logo. On the contrary, accessing a website or mobile requires a Google search or knowing a URL by heart. By facilitating access to your content, you are certain that your customers will consult them more often.  

You send notifications

Unlike a website, a mobile App allows you to send push notifications directly to your audience. Do you have important news to communicate? Do you want to launch a promotional campaign? Do you want to talk about a corporate event? Your application will allow you to send a notification to all those who have installed it, and therefore to be certain that your message is seen.

You have a tailor-made tool

A website or mobile version is naturally limited. On the contrary, a web application will be tailored to your needs and those of your customers. You can create the perfect tool that will help you disseminate information, boost your online sales or strengthen your relationship with the customer.

You can use all the possibilities of a smartphone

Having a mobile application is also an opportunity to exploit new tools, such as geolocation. Does a user approach your shop? Why not encourage him to purchase a targeted promotional offer? You can also integrate the use of the microphone or the camera in your application. The possibilities are endless to make an App a new marketing tool, and the only limit is that of your imagination!

You can communicate about launching an App

Launching a mobile application can be the occasion of a real communication campaign, which will allow you to make known both your application and your company. On the contrary, the launch of a mobile version of a website will not impress anyone!

You have a more serious image

Today, most companies offer a mobile version of their site. On the other hand, few companies have a Mobile App developed. This is both an opportunity to distinguish yourself from the competition, and to show a serious and professional image to your audience.

You boost your brand image

If one of your customers has installed your mobile app, they will see your logo every time they visit their phone. Is it more effective to reinforce your brand image and guarantee you will not be forgotten?

Develop a mobile application

You will understand, the creation of a Mobile App can have many advantages, provided of course to have the use of your customers. Properly designed and tailored to your customers, a mobile app could simply boost your sales and business communication.

Once your idea of the mobile application in mind, you have to develop! If you need serious and experienced developers to do this, you can trust the Access Com ‘team. Our developers are indeed able to design a custom web application, whether for iPhone, Android or Windows Phone.

 

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About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.

Many of us have dreamed of having our own business, and a way to start usually involves working from home. Just as it has great advantages, there are also certain things that nobody has told you, but it is important that you know if you are considering this type of business.

Working from home gives people a lot of flexibility, but also a lot of problems, so it is important to have a complete vision of what it means to be an entrepreneur. Not all people are ready to work from home, and this is one of the reasons why 80% of businesses that start at home fail. The more information you have, the better prepared you will be. Here we leave you 5 things that nobody has told you about working at home:

 

  1. Your Family and Friends will Believe that you do Nothing

Working from home means staying in a space that you normally use to rest, this means that you will probably receive many calls from family and friends saying: “taking advantage of your home …”. People around you will believe that you are not as busy, stressed or dedicated as they do to their jobs and will ask for things from you that you surely cannot do. It is important that you set limits from the beginning and explain to your family and friends that you are trying to start a business so your time and concentration will be dedicated to it.

 

  1. Forget About Weekends

There are also no holidays, or overtime. Many entrepreneurs can tell you about birthdays, festivities and important events that have been missing due to their business. When starting a company you need to have very good time management, but also know how to sacrifice certain things for others. It is likely that several years pass before you can take a real vacation.

 

  1. Returning to a “Normal” Job will be Very Difficult

Once you take the first step towards your own business, your goal is not to return to work for anyone else, but sometimes dreams are not fulfilled. Even so, the more time you spend working in your own business, the more difficult it will be to return to work at an office or a regular job. Working from home accustoms you to your own schedules, to receive a payment per project instead of per hour and to organize your activities according to your needs. Returning to a regular job can be very complicated if you need to.

 

  1. Your Work Never Really Ends

This is probably one of the most complicated truths of working at home. When you have a project, you never really finish working because most likely before finishing one thing you will already be planning or working on the next one. The work is constant and as with point number 2, you must have a very good time management to ensure that you can fulfill all your obligations.

 

  1. Charging your Customers will Become an Extreme Sport

One of the main problems of any entrepreneur is to charge their customers. In many cases you must spend long hours on the phone, write several emails or visit them in person to ensure the payment of your bills.

Check out America's Best Bookkeepers
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.

I do not know if you identify with me, but I have tried hundreds of times to start a budget and I never manage to keep it the way I expected.

Unforeseen expenses, calculation errors, loss of money, income less than what was expected, etc. They destroyed my budget within days or weeks of having started, throwing me into frustration over and over again.

The strange thing is that, for the most part, each year I earned more money than the previous one. However, financial tension always existed from day one.

Until I learned to make a budget in the right way. That’s why today I want to give you 4 secrets that will lead you to manage a budget in the right way. One that FINALLY! It will work for you.

 

 

SECRET # 1: Build a Budget to Zero

Also called “give a job to every dollar you earn”, means that the correct way to make a budget is that every dollar needs to have a reason. You can not have money left over in your budget. Whether you decide to save, invest, spend or give away, you need to assign a reason to each dollar and the sum between your income minus your expenses always has to equal zero.

 

 

SECRET # 2: Save $ 1,000 to Start

This is what my friend, Andrés Gutiérrez calls the “emergency mini-fund” or what I call “the fund for rainy days”. This $ 1,000 is recommended if you live in the US (In other countries it is different: Spain – $ 1,000 Euros, Mexico – 5000 pesos, Colombia 650,000 Colombian pesos, Argentina – 2000 pesos, Peru – 600 soles, etc.).

This fund is going to be the key to keeping your budget and financial plan in line when life kicks you out. And believe me, life always kicks.

 

 

SECRET # 3: Adjust Daily or Weekly

One of the big mistakes in managing a budget is that we see it as a static document. The reality is that a budget is a dynamic document.

Did you have an unforeseen expense for your child? Is medicine a little more expensive than you budgeted? Then you need to adjust your budget and reduce other categories so that the budget always adds up to zero. (Example: you decrease the budget of restaurants in that month to adjust for the rise of the medicine).

 

 

SECRET # 4: Plan for Events that are Repeated Every Year, and Save Monthly for Them

We all have unforeseen events. But Christmas, our family’s birthday, property taxes, holidays are not unforeseen. These situations happen every year.

The secret is to calculate the estimate of each of them, divide the total between twelve months, and save that amount monthly. That way, on your husband’s or wife’s birthday, you can go to that account and buy something beautiful without remorse. Also your son will have the birthday party he asked for and your family will go on vacation without stress … and none of that will affect your monthly budget or your cash flow.


Check out America's Best Bookkeepers
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.

Every time spring arrives, taxes are just around the corner. It is good to know what expenses you can deduct. An amount to consider, for example, is the amount you have paid for your home mortgage.

To deduct the mortgage means to deduct the amount of the contribution of your taxable income in the Personal Income Tax (Personal Income Tax).

Not all mortgages deduct on the income statement, so we help you know whether or not you can benefit from this deduction. First of all, remember that the holder of a mortgage has the right to deduct 15% on the amount paid during the fiscal year, with a specific dollar amount limit. If the mortgage loan has two holders, each one should make the declaration of income individually and a maximum of 15% could be deducted.

These are the four elements that you should keep in mind:

 

Disburse the mortgage according to the purchase date

To be able to deduct it you must have signed the purchase before January 1, 2013 . On this date the relief for habitual housing for future mortgaged disappeared. Luckily, the measure is not retroactive and does not affect those who bought a home before. If you purchased the home after January 1, 2013, you will not be able to deduct the amount paid, but you are required, however, to declare the mortgage on the rent.

 

To deduct a mortgage, housing must be habitual

It is mandatory that the property be your usual home. The mortgages of second homes or houses rented to third parties do not deduct in the personal income tax. But what is considered a habitual residence?

The property must meet three fundamental requirements:

 

  • That it is the residence of the taxpayer for a term followed by a minimum of three years. It does not apply if the taxpayer has died or there are circumstances that require the change of address such as marriage, separation, labor transfer, a first job or a better one.
  • That the dwelling is effectively inhabited in a term never exceeding twelve months from the date of purchase.
  • Annexes such as storage rooms, gardens or swimming pools are also part of the habitual residence, provided that they are acquired with the property, as well as a maximum of two parking spaces.

Although the regulation requires three years of residence in the same property, you can deduct your mortgage payments before this deadline is met. However, if you want to sell the home before that time you will not be able to benefit from the exemption for reinvestment, since it is not considered to have been your usual home.

 

The mortgage must be complete for a home

Sometimes we request a mortgage that finances the amount of the house and the bank offers us an extra amount for, for example, a reform.

Well, it is only possible to deduct the mortgage in the IRPF if you have destined the loan, in its entirety, for the acquisition of a home. You cannot deduct the proportional part of the fees allocated to other concepts than the property. Pay attention, because, sometimes, the draft of the income statement does not appear exclusively financial loan data, but subsequent penalties of the Treasury do not usually fail. The amount of the fine will depend on the seriousness, the time elapsed (interest on late payment) and the surcharge for late submission. 

 

The mortgage deducts if it is a real estate

A final indispensable condition to deduct the mortgage is that the acquired property is a real estate. It may seem strange to you, but it is not so much: mobile homes, for example, are considered movable property and you cannot deduct them.

Check out America's Best Bookkeepers
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.

Implementing new ideas is also possible for SMEs. Do not stop analyzing the central aspects of innovation before embarking on an improvement project.

Are you looking to innovate in your business? Implementing new ideas in the products, processes, organization or marketing of the SME requires dedication and effort. Account for these aspects of innovation that can impact your project:

 

 

  1. It is not just about implementing new technologies or launching products. A broad concept of innovation refers not only to a change in the product or technology, but also to new forms of organization, marketing or processes. Thus, an innovation may not even be visible to customers, for example, if it is a novel way of managing inventories or managing personnel.

 

  1. To innovate it is necessary to invest. Although it is possible to innovate with scarce resources (the dream of the great idea that revolutionizes the market without effort!), it is usually necessary to dedicate time and money to the search and implementation of new applications. It can be the acquisition of machines, equipment, materials, services such as design or advice, or man-hours dedicated to the project. As the entrepreneur Santiago Siri puts it in his TED conference: “There was no secret formula. (Innovation) It is effort and perseverance.”

 

  1. In all innovation there is a significant share of uncertainty. The results of a research and development process, for example, are not easily predictable. When a company embarks on the search for innovations, it has no certainty about the time it will take to reach an acceptable result, the amount of resources it will need to allocate and even the degree of acceptance that a proposal will have in the market. But with risk there is also the potential reward!

 

  1. An innovative culture is what drives changes. The attitude and behavior of the work group is the true engine of innovation. Thus, it is essential to nurture creativity, encourage teamwork and value the exploration and efforts of your people. “To lead a culture of innovation it is important to recognize that true creative thinking is not solitary,” explains expert Ken Robinson. “And that innovation is more likely to come from the collaboration of people working as a team.”

 

  1. It includes new knowledge or a new combination of existing ones. No idea is totally new, but it is based on knowledge, innovations or previous ideas, which may come from different areas. Observing, exploring, analyzing and implementing ideas generation techniques can help start the process of innovation in your SME.

 

Check out America's Best Bookkeepers
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.

What does it mean to be living paycheck to paycheck? It means that you literally run out of money before you get the next paycheck. It also means that you spend all your money before the month even ends.

 

A survey states that 8 out of 10 people live paycheck to paycheck. Being in such a situation can be really stressful as you are constantly worried about making ends meet. This can adversely affect your health and well being. You need to sit down and figure out how you can bring this misery to an end, otherwise life will be nothing, but gloomy.

 

Here are a few ways through which you can stop living from paycheck to paycheck:

 

Make a list of your expenses

 

You already know what your income is, so make a list of expenses you incur month to month. This list can take up an entire month as you will be jotting down all your day to day expenses. This list should consist of all your little and big expenses. Even if you spend $1 on something, write is down. Make sure to include how much you spend on utilities, auto loan, mortgage, food, student loan, shopping, etc. This way you will know exactly where all your money is going.

 

Highlight unwanted expenses

 

Now that your list is ready, cross off all those expenses that are unnecessary and can be avoided. You will be surprised at how much you sometimes mindlessly spend on things that aren’t even wanted.

 

Start saving

 

You have your list of expenses and you have a list of things you unnecessarily spend on. Now what you have to do is save money, even if its saving $1 a day. It is advisable to save at least 10% of the money you make. This way you will have money for a rainy day or for any investment opportunity that may come your way.

 

Ask someone to save for you

 

If you are struggling with your savings and end up spending it all, then it is advisable to hire a fund manager. But would that be practical if you are living paycheck to paycheck? No, it wouldn’t. So what you can do is ask someone close to you like your mother, husband or your best friend to save your money. You can hand them a certain percentage of your income every month, and forbid them from giving you the money, unless an emergency situation arises or you get a great business opportunity.

 

Know when to stop

 

You have your income, you know your expenses and you have your savings plan in place, what’s next? Well now you should learn the art of self control. The world is consumed by materialism and so are you, you love to splurge a little here and there every once in a while, but is it worth it? Maybe not! Your closet is already filled with so many clothes you haven’t even worn; do you still need to go shopping for new clothes? No! Is it necessary to eat out every other night and spend over $20 on a mediocre meal when you have already shopped for groceries and can prepare a healthier and cheaper meal at home? Hence, you should know when to stop. Before making a purchase decision stop and ask yourself if it is necessary. This habit will help you control your expenses.

 

Look for additional income

 

Inflation is on the rise, even if you control your expenses, your income may still seem insufficient to do the needful. This is the reason why you should always look for opportunities to increase the flow of your income. If you are doing one job, it is ok to look for another part-time job. Go work at your favorite retail store, or if you are a student look for a job on campus. Uber and Lyft are also great part time job options.

 

Consistency is key

 

A month or two will go by with much difficulty, but eventually you will develop the habit of controlling your expenses. The key is consistency; you have to be patient to reap the benefits of efficiently managing your income. It is important for your overall health that you get out of this vicious cycle of living paycheck to paycheck.

 

 

 

Check out America's Best Bookkeepers
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.

Nobody gets married thinking that the marriage will end badly (I suppose some of them will imagine it), and that is where you have to remember that every sad divorce begins with a happy marriage. To divorce, you only need to be married.

 

Let’s find out what your philosophy is with respect to money

Before there is a conversation about joint bank accounts and place for the honeymoon, we must find out what philosophy that person has with respect to money. Discussing your personal financial philosophy can be a pleasant experience for both you and your partner, as it will help you to know each other.

 

  1. Financial priorities of our partner

It is curious that the majority of marriages, instead of improving their joint finances by having 2 salaries, what they do is to borrow much more and worsen the economy. Ask him what his priorities and financial concerns are. Do you want to save for when our children are older ?, Do you want to save for our retirement ?, Do you want to save to buy a luxurious car with which you have been dreaming for 5 years or for that luxurious house that comes in the decoration magazines ?.

Imagine for a moment that you do not talk about this topic before you get married, and when you have saved a small fortune, your partner says he wants to fulfill his dream and spend it on “whatever”. And that does not seem like a good idea to you, so it’s better to treat it from the beginning.

 

  1. Goals in life.

Imagine that the goal in your wife’s life is to be an excellent housewife and caretaker of her children. His (very respectable) idea is not to work and prosper at work. Her dream is to be a mother. That thought has absolutely nothing wrong. The issue would be if that thought, as a man, enters into your plans and you are able to generate income to support the family.

On the other side we would have a very common cause of “worsening marital”, and that is that a woman marries a very ambitious man, CEO of a company. After 5 years of marriage, the company goes bankrupt and the man must work as a waiter, sweeper, clerk … And the typical words sound like: “I did not marry a waiter”. Try to find out if they marry for you or your profession, because life goes around a lot.

 

  1. Listen to the signals.

“People tell us what they are like, but we ignore it because we want it to be the way we would like it to be” (Mad Men)

A person really tells you if it is superficial or material. You just have to listen to it and observe it carefully. In the case that person is superficial and you are beautiful, there is no problem. The real problem is that this person is very material and you are poor, pretending to be wealthy so that it does not escape you. This situation happens very often.

 

  1. Debts.

Couples must be completely transparent about their financial situation. If you have loans or previous credits, maintenance of children of other couples, we must say it. Make sure your partner knows your financial situation (especially if it is bad).

Many people do not do it for fear that the other person will reject them. We must bear in mind that we are going to marry a person that encompasses a series of circumstances. We are going to marry that person and their circumstances. “Love me or reject me now.”

 

  1. Prenuptial agreement, separation of goods (or similar according to the country)

It is not usually fun to talk about separation of property to the love of your life, but that separation of assets will only serve to protect your assets before marriage in case of divorce.

However, it is foolish to expose the separation of assets when there are no really important assets, but if there is too much difference between the assets of both spouses, the separation of property should be mandatory, and more if there are children from previous relationships.

Check out America's Best Bookkeepers
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.
  1. Scientists investigating computer and information technology they study and resolve difficult problems in computer technology for business, drug, knowledge along with other fields. The leader in wages are those scientists who are involved in developing new tactics to computer technology and the search for innovative use of existing technologies.
  2. Computer Network Architects what happens is that: computer network design and build communication networks. These are networks of various sizes from the connection of two offices to next-generation networks such as the cloud infrastructure being served by a variety of consumers.

The level of education for obtaining a workplace: bachelor’s degree in computer specialty and the experience of the administrator of networks and computers (the system administrator) is desirable

  1. Computer programmer what these people do: programmers write and test computer code for applications and computer programs. They translate the draft programs created by software developers and engineers into code that is understood by the computer.
  2. Computer support specialist what does: The computer support specialist work in the support service and provide assistance to people and organizations in the use of computer equipment and software. The level of education for getting a job: a bachelor’s degree, but also lower-level diplomas are quietly accepted.
  3. Computer Systems Analysts What does: The computer systems analyst examines the existing computer infrastructure and work in the organization and designs system solutions to help the organization work more efficiently. Analysts adapt information technology for business knowing the limitations of both.

The level of education for getting a job: a bachelor’s degree in computer science or in information technology is compulsory, but some companies accept analysts with business education or double diplomas of liberal arts. (I recall that in our pool there is one liberal arts university – this is Drew University).

  1. Database administrator They ensure that data is accessible to users and protected from unauthorized access. This includes working with large data (Big data). (DBA) use specialized software to store and organize data, such as customer financial information or information about the delivery of goods.
  2. Information Security Analysts What they do Information security analysts plan and implement measures to protect computer networks and systems of companies, government structures, communication systems, and payments. The scope of their duties is constantly expanding as the number of cyber-attacks grows.

The level of education for obtaining a job: a bachelor’s degree in computer science or in information technology is compulsory. Experience in this field or internship is desirable.

  1. Administrators of computer networks and systems what they do: Computer networks are a critical part of any organization. Administrators of computer networks and systems are responsible for the normal daily operation of these networks.

Level of education for getting a job: Most employers require a bachelor’s degree in computer science or information technology. For some, a certificate of completion of the course is sufficient.

  1. Software Developer what they do: Developers are creative minds behind computer programs. The most popular profession today in the entire IT industry is not only the US but also the whole World. They are involved in all processes of program development, including research, design, programming (although programmers are more likely to be engaged in programming) and testing. Some develop programs to perform certain tasks on a PC or device; others develop complex systems for servers and networks. This can also be attributed to developers of conventional and online games.
  2. Web developers what they do: Web developers design and create websites. They are responsible for the way it looks and for all the technical aspects such as performance and speed. In addition, they create content for the site.

Almost all universities with which we work have options for studying computer science, and at Drew University can choose a double diploma, combine computer science with something else, this will give a huge advantage when hiring. Today a person can have unlimited opportunities for training and professional growth. The list reflects only the average level of wages, different companies pay differently. A college graduate can pay $ 45,000 in the first year, and then salaries tend to only grow.

 

Check out America's Best Bookkeepers
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.

This may be the year in which you go from startup to a successful company. Whether you’re looking to improve your sales from last year or launch a new product or service, all businesses aim to have growth and improve. There are many ways to achieve it, but here we share 3 that will make this 2020 your best year to date.

 

Do Not go Wrong with your Customers

Maybe you launched a new product in 2019 and demand grew incredibly. Now you are struggling to stay afloat and deliver to your customers. It is amazing to have a high demand, as long as you have a way to deliver.

The most successful startups went to large companies when they realized that they had to transform their orders into money. One way to achieve this is through factoring options. Factoring is a form of financing that allows a banking or financial institution to acquire your bills payable and anticipate the payment of them in exchange for a percentage or interest. You receive your money and this institution is responsible for charging the pending bill to your customers. Factoring gives companies the cash flow they require to continue their production and deliver their customers in a timely manner.

 

Don’t be Afraid to Borrow

Most technology companies seek to grow and tend to get carried away by experienced investors, seedlings of startups or others. Foreign investment can be very attractive for a startup, but many company do not consider that to receive this kind of capital should lose a part of the business that their hard to create.

Although investment capital can help you temporarily, don’t underestimate the cost of delivering part of your business. Many entrepreneurs try to avoid loans or financing to avoid borrowing and avoid difficult times, ironically it is in these difficult times when they need it most. In this highly competitive market, the companies that succeed are those that find creative ways to finance their growth.

 

Organize your Business

The first months of the year are a good time to get rid of what is not working in your business: processes, employees, suppliers, etc. It is a time to study your vulnerabilities and start the necessary infrastructure to ensure that you do not delay your deliveries and that you can always charge.

 

No matter how strong your sales or your profit margin are, without the right system of electronic invoicing, accounting and administration, you will constantly find yourself struggling to get ahead. Take the time to organize your business and if you don’t know how to do it, look for a professional to advise you.

The businesses that will inevitably succeed this year will be those that follow the road less traveled. So go beyond the obvious and find alternative solutions that take your startup to the next level.

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About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.

All employees have the right to a safe workplace. Therefore, almost all workers are covered by compensation. Workers’ compensation can be considered as insurance paid by the employer that covers financial benefits and medical treatment for employees who get injured or suffer from:  an illness as a result of their work. When an employee is injured while working, he or she has the right to request the benefits that his employer owes him by law.

Sometimes, an employee can receive retribution even if his injury was caused by his own negligence. The only circumstances that disqualify an employee are if they were intoxicated at the time of the accident or if the injury was the result of their intentional misconduct.

The coverage available to employees varies by state and occupation. Despite this, there are some things that one should do immediately after injuring oneself at work to protect their right to compensation.

1. Get medical treatment

If it is an emergency, call 911 or go to the emergency room at once. Tell the medical staff that you hurt yourself at work. If possible, contact your employer for instructions. If your injury does not need urgent treatment, you should ask your employer which doctor you need to go to be covered by your insurance. If you go to the doctor your employer has indicated and you are not satisfied, you should consider going to another doctor of your choice. Even if the workers’ compensation does not pay for a second medical visit, it may be worth it for you to pay it and have a second opinion in case you have a problem with the compensation or do not give enough to compensate the consequences of the injury. If you have health insurance, you may have a second visit.

2. Complete a report about the accident

If you were injured in an accident at work, inform your supervisor or your employer at once. In most of the United States, you only have 30 days to file a claim, and it is always best to do so as soon as possible so that your benefits do not dilate and so as not to lose the possibility of claiming your benefits. Even if you are not injured, your employer can take action to prevent accidents in the future if you report an incident. If possible, you should take notes about the event to remember all the details below. Write down any unsafe risk or condition, defective product, or action neglected by colleagues. Take into account if a colleague was present in case their testimonies are needed later to check responsibility and report all this information to your company and your union.

3. Report the injury or illness

If your injury or illness developed gradually, report the condition as soon as you realize it is related to your employment. You must fill out a claim form for workers’ compensation immediately, because your employer is not obligated to give you benefits until you do so. You must keep a copy of the form. When your employer receives the form he or she is responsible for notifying your insurance company and taking care of your medical treatment. Follow up to ensure that your boss completes the claim for compensation.

4. Talk to a lawyer

An employee’s claim is only paid when the employer or their insurance company agrees that the injury or illness is a result of the work. If they dispute the claim, you do not receive benefits until a judge makes a decision. If you have any difficulties, or questions about your case, consult a lawyer immediately to make sure that you and your family do not go to work after a work-related accident.

Other things to keep in mind:

  • One does not have to be a legal resident of the country to receive the majority of workers’ compensation benefits
  • Your employer has to pay for your medical treatment
  • If your work injury was the fault of the negligence of a third party, such as a defective product or the driver of a truck, you may be able to file a “third party” lawsuit against the manufacturer of the product or company. transport. This is an independent process of labor compensation, which means that through a lawsuit you can receive compensation for “non-economic” damages, such as pain and suffering, which cannot be done through a claim of labor compensation.
Check out America's Best Bookkeepers
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing services to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks file, critical financial documents and back office tools in an efficient and secure environment. Complete Controller’s team of US based accounting professionals are certified QuickBooks™️ ProAdvisor’s providing bookkeeping, record storage, performance reporting and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay services. With flat rate service plans, Complete Controller is the most cost effective expert accounting solution for business, family office, trusts, and households of any size or complexity.